Empowering Financial Inclusion

Next-Gen Core Banking System for Microfinance & Cooperatives

Digitize operations, streamline lending, and scale with TACOM’s intelligent, modular platform built for the future of community finance.

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Why financial institutions trust TACOM

Tailored for microfinance and cooperative needs — secure, scalable, and adaptable.

Full Digital Transformation

End-to-end digitization from member onboarding to real-time reporting.

Efficiency Gains

Reduce manual work, improve loan turnaround, and automate accounting.

Expand Services

Offer Islamic banking, time deposits, and integrate payroll/SAP seamlessly.

Core Banking System TACOM CBS

All-in-one platform built for microfinance institutions and cooperatives — robust, compliant, and future-ready.

Member Account Management

  • Centralized member profiles
  • KYC & document management
  • Savings and share capital tracking

Loan Products & Reporting

  • Flexible loan origination & approval
  • Automated amortization & reports
  • Portfolio at risk analysis

Integration Ready

  • SAP / ERP integration
  • Payroll module synchronization
  • Third-party API connectors

Islamic Banking Support

  • Murabaha, Mudarabah, Ijara structures
  • Shariah-compliant profit calculation
  • Islamic deposit windows

Time Deposit Services

  • Fixed and recurring deposits
  • Automated maturity alerts
  • Competitive interest/ profit management

NPL & Inactive Account Reports

  • Non-performing loan tracking
  • Dormant/inactive member analytics
  • Regulatory compliance dashboards

Transaction Alerts

  • SMS/Email real-time notifications
  • Custom triggers for disbursements
  • Security alerts for suspicious activity

Staff Performance Management

  • Loan officer productivity metrics
  • Branch performance KPIs
  • Goal tracking & reports

Digitize, modernize, and grow your cooperative or MFI

TACOM’s Core Banking System replaces spreadsheets and legacy software with a unified platform. From member onboarding to portfolio management — empower your staff and delight members.

  • Reduce operational costs by 40% with automated workflows
  • Real-time visibility into liquidity, loan performance, and member activity
  • Expand outreach with digital onboarding and mobile-first experience
  • Seamless regulatory compliance with built-in reporting standards
Discover scalability

Mobile & Web Access

Empower field agents with offline-capable apps and members with self-service portal.

Smart Dashboards

Interactive analytics for loan officers, managers, and board-level decisions.

Data Security

Bank-grade encryption, role-based access, and audit trails.

Enterprise-ready Solutions

Built to scale from community-based cooperatives to full-service digital banking.

Scalability

Horizontally scalable microservices architecture supports thousands to millions of members. Deploy on-premise or on the cloud with elastic infrastructure.

Open-Source Adaptability

Full API-first design, modular code, and open-source core options. Customize business rules, integrate with local ecosystems, and avoid vendor lock-in.

Future Expansion: Card Banking

Planned roadmap includes debit/credit card management, ATM integration, and card switching. Upgrade to a complete digital bank with card issuing and acquiring modules.

Omnichannel Delivery

Internet banking, USSD, mobile app, agent banking — expand financial access across rural and urban areas seamlessly.

Comprehensive Training & Support

We ensure your staff becomes confident and proficient with TACOM Core Banking System.

Technical Training

Admin & IT staff training: deployment, database management, integration maintenance, and security protocols.

Onboarding Materials

Interactive user guides, video tutorials, knowledge base, and simulation environments for hands-on practice.

Ongoing Support

24/5 helpdesk, dedicated customer success manager, and regular system health checks. SLAs tailored to mission-critical needs.

Change Management

Workshops for end-users, champions program, and phased roll-out strategies to ensure smooth transition.

Get in touch

Request a demo, ask for pricing, or consult with our banking experts.

Karl Sq, Addis Ababa, Ethiopia

info@tacomplc.com

+251 942-127199

Mon-Fri 9am – 6pm (EST)